Brian Donaldson

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Buy Quality

Buy Quality

Buy Quality Just because you’re on a budget doesn’t mean you should buy junk. In fact, the opposite is true. Spending more on quality items that will last a long time is usually a better financial decision in the long run. Purchase from stores that stand behind the items they sell so you can return […]

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Credit Card to Pay Payday Loan

Credit Card to Pay Payday Loan

Credit Card to Pay Payday Loan Credit card debt stands in the way of financial freedom for a number of people. It’s easy to forget that we’re spending real money and spend cash we don’t have when we swipe plastic. Though we usually have the best of intentions to pay off the balance, sometimes it […]

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Track Your Utility Bills

Track Your Utility Bills

Track Your Utility Bills Sometimes we lose sight of how much money we spend on energy and water for our homes. Heating, cooling, electricity, gas, and other utilities all add up when we get our bills at the end of the month. Luckily, there are a lot of easy ways to save money on your […]

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grocery tips for saving money

Grocery Tips For Saving Money

Grocery Tips For Saving Money Eating well can enhance all aspects of your life. Healthy food can make you look and feel better, lengthening your life and reducing costly doctor’s visits. And it doesn’t have to break the bank: in fact, buying fresh, healthy ingredients often costs less than pre-packaged “convenience” foods that are loaded […]

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Option Contracts

The Use of Options Contracts in Different Financial Transactions

The Use of Options Contracts in Different Financial Transactions An options contract is an agreement between a buyer and seller that gives the purchaser of the option the right to buy or sell a particular asset at a later date at an agreed upon price. Options contracts are often used in Derivatives Securities, Commodities, and […]

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Is Rent to Own a Good Option?

Is Rent to Own a Good Option? For many families who have seen difficult financial times during the recession, the Rent to own option is a blessing. If done correctly, it can be a way to move into a great house now while setting a portion of you rent aside as your down payment for […]

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ent to own home Beware Risk

RENT TO OWN A HOME – BEWARE THE RISKS

RENT TO OWN A HOME – BEWARE THE RISKS The article from the Toronto Star talks about the risks involved in rent to own. We agree that people should be 100% knowledgeable on what they are getting into. But articles like this often point out the costs of renting to own, without pointing out the […]

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Steps Involved In Our Rent To Own Program

Steps Involved In Our Rent To Own Program Step 1 Ok, so you want to do a Rent To Own. Well, there are 2 parties involved in a Rent To Own transaction, the Tenant and the Investor. The Tenant will Rent the home from the Investor for a period that is Step 2 We will […]

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Forms You Will Encounter In a Rent to Own Program

Forms You Will Encounter In a Rent to Own Program During the Option to Purchase The Option to Purchase is a form you will sign to ensure your right to buy the home after the rent to own Term. We use an appreciation of 9% over 3 years (3%, 3% and 3%). From your purchase […]

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Rent To Own Company Credible

How To Know a Rent To Own Homes Company is Credible? Part 2

How To Know a Rent To Own Homes Company is Credible? Part 2 Question 4: What is the monthly rent and what does it include? There are two key components to the rent in a RTO deal. First, there is the cost portion of the house and that calculation should be based on the true […]

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