Tag Archives | Credit Specialist

Go Transit

Go Transit Improvements and Expansions into the Durham Area

Go Transit Improvements and Expansions into the Durham Area Recently, the government of Ontario has approved millions of dollars to help in the expansion of the Go Transit commute in Durham. Some of the improvements include faster service during weekday service. Currently they have trains every 30 minutes going from Union Station to Durham, and […]

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Steps Involved In Our Rent To Own Program

Steps Involved In Our Rent To Own Program Step 1 Ok, so you want to do a Rent To Own. Well, there are 2 parties involved in a Rent To Own transaction, the Tenant and the Investor. The Tenant will Rent the home from the Investor for a period that is Step 2 We will […]

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Forms You Will Encounter In a Rent to Own Program

Forms You Will Encounter In a Rent to Own Program During the Option to Purchase The Option to Purchase is a form you will sign to ensure your right to buy the home after the rent to own Term. We use an appreciation of 9% over 3 years (3%, 3% and 3%). From your purchase […]

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How-To-Buy-Your-First-Home-With-Bad-Credit

Buying a Home with Bad Credit using Rent to Own

For most people, buying a home is the biggest and most important purchase they make in their entire lives. It takes commitment, responsibility, and a lot of money. In order to pay for these homes, home buyers usually need to attain a mortgage. Getting approval for a mortgage may not be that easy if you […]

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Saving Money

3 Ways to Save a Down Payment for a Rent to Own Homes

3 Ways to Save a Down Payment for a Rent to Own Homes There are many great ways that you can save for a rent to own home, but we have put together a list of what we think are the three best ways you can save for a rent to own down payment. Many […]

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Rent To Own Lawyer

How Tenant Buyer Can Protect Themselves From Rent to Own Scams

How Tenant Buyer Can Protect Themselves From Rent to Own Scam Now a days when people are looking for a house to rent on popular classified sites like Craigslist, and Kijiji. They will encounter ads offering rent to own programs to own a house in 2 to 3 years. It will spark their interest because […]

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Learn The How Rent To Own Program Works

Learn The How Rent To Own Program Works The process works similar to leasing a car. Our program offers families that have some money to put down and poor credit a chance to move into their home today without having to qualify for a mortgage loan. In addition, a portion of your monthly rent and […]

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Rent To Own Refinance

What is Rent To Own Refinance?

You’ve Heard of Rent to Own, But What is RTOR? In the current economic climate many people need relief from debt. Since the implementation of tighter mortgage lending guidelines came into effect in July 2012,there are fewer options to help manage debt. Primarily the option of refinancing a principal residence above 80% loan to value […]

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Rent To Own Program Scam

How to Tell if a Rent to own program is a Scam

The process works similar to leasing a car. Our program offers families that have a portion of a down payment and poor credit a chance to move into their dream home today without having to qualify for a mortgage loan. In addition, a small portion of your monthly rent and your initial down payment goes […]

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Rent To Own Bad Credit

Bad Credit Should I Rent to Own a House

Our goal at Smart Home Choice is to educate you so that you can make the best decision for you and your family. Rent to Own is not for everyone however, if you have decide that Rent to Own is right for you, Smart Home Choice is here to help you acquire the perfect home […]

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