Are you making use ?‏

If your employer offers benefits such as health insurance, dental insurance, life insurance, retirement contribution plans, and flexible spending accounts, you should take advantage of every benefit you can use. These types of benefits save you money because they come out of your pre-tax income, which means you will owe less tax money to the … Continued

Buy Quality

Buy Quality

Buy Quality Just because you’re on a budget doesn’t mean you should buy junk. In fact, the opposite is true. Spending more on quality items that will last a long time is usually a better financial decision in the long run. Purchase from stores that stand behind the items they sell so you can return … Continued

Credit Card to Pay Payday Loan

Credit Card to Pay Payday Loan

Credit Card to Pay Payday Loan Credit card debt stands in the way of financial freedom for a number of people. It’s easy to forget that we’re spending real money and spend cash we don’t have when we swipe plastic. Though we usually have the best of intentions to pay off the balance, sometimes it … Continued

Track Your Utility Bills

Track Your Utility Bills

Track Your Utility Bills Sometimes we lose sight of how much money we spend on energy and water for our homes. Heating, cooling, electricity, gas, and other utilities all add up when we get our bills at the end of the month. Luckily, there are a lot of easy ways to save money on your … Continued

grocery tips for saving money

Grocery Tips For Saving Money

Grocery Tips For Saving Money Eating well can enhance all aspects of your life. Healthy food can make you look and feel better, lengthening your life and reducing costly doctor’s visits. And it doesn’t have to break the bank: in fact, buying fresh, healthy ingredients often costs less than pre-packaged “convenience” foods that are loaded … Continued

ent to own home Beware Risk


RENT TO OWN A HOME – BEWARE THE RISKS The article from the Toronto Star talks about the risks involved in rent to own. We agree that people should be 100% knowledgeable about what they are getting into. But articles like this often point out the costs of renting to own, without pointing out the … Continued

Advantages of Rent to Own Homes In Durham Region

Advantages of Rent to Own Homes In Durham Region Many Canadians hope to one day own a home of their very own and have a piece of real estate that can be their family home as well as act as a sound investment to help gradually build wealth. However, many Canadians may not necessarily have … Continued


Buying a Home with Bad Credit using Rent to Own

For most people, buying a home is the biggest and most important purchase they make in their entire lives. It takes commitment, responsibility, and a lot of money. In order to pay for these homes, home buyers usually need to attain a mortgage. Getting approval for a mortgage may not be that easy if you … Continued