Renting vs Buying a Home

Renting vs Buying? Why Should You Want Home Ownership? As a renter, there are many reasons to consider homeownership. When comparing owning to renting, you have to add up all of the figures, including the cost of your home, the size of your down payment, utilities, immediate repairs, interest rates and insurance, and compare them … Continued

Things To Know Before Doing Rent To Own

Things To Know Before Doing Rent to Own

Rent to Own can be a win/win scenario for both the investor and tenant if done fairly. There are some great companies out there that truly care about the tenant and there are ones that are out to take advantage of the tenants. The best thing to do if you are deciding to work with … Continued

Rent To Own Refinance

What is Rent To Own Refinance?

You’ve Heard of Rent to Own, But What is RTOR? In the current economic climate, many people need relief from debt. Since the implementation of tighter mortgage lending guidelines came into effect in July 2012, there are fewer options to help manage debt. Primarily the option of refinancing a principal residence above 80% loan to … Continued

Why DO I Need A Option Deposit

Why Do I Need a Option Deposit for Rent To Own

Renting to Own is an easy option for someone wanting to own their home without the requirements that most banks need at the time. In my last blog, I gave details on how the whole process works, but now I want to break down the reasoning behind the down payment and why it is important. … Continued

No Lengthy Mortgage Approvals

Rent to Own Approval Process How Does it Work

  Our goal at is to educate you so that you can make the best decision for you and your family. Rent to Own is not for everyone, however, if you have decided that Rent to Own is right for you, Smart Home Choice is here to help you acquire the perfect home that … Continued

Using Rent to Own to Purchase your Dream Home Part 2

Using Rent to Own to Purchase your Dream Home Part 2 Reality can basically burst your dream home bubbles! The size of my dream house was unavailable with my income alone. My dream home would be priced around $400 – 500K. I would possibly be able to afford my dream home by getting a 95% … Continued

What Is Rent To Own

Basics of Rent to Own

Basics of Rent to Own Thousands of people rent houses for years not realizing how much money they are throwing away. What usually keeps renters from being homeowners? 1. Lack of knowledge on how to qualify for a home loan. 2. Fear of jumping into a commitment they don’t fully understand. 3. Fear that their … Continued